Rainbow Tourism Group Limited (RTG.zw) 2009 Abridged Report

first_imgRainbow Tourism Group Limited (RTG.zw) listed on the Zimbabwe Stock Exchange under the Tourism sector has released it’s 2009 abridged results.For more information about Rainbow Tourism Group Limited (RTG.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the Rainbow Tourism Group Limited (RTG.zw) company page on AfricanFinancials.Document: Rainbow Tourism Group Limited (RTG.zw)  2009 abridged results.Company ProfileRainbow Tourism Group Limited (RTG) is a well-established tourism and hospitality management company in Zimbabwe, with an extensive portfolio of owner-managed or leased hotels and conference facilities in Zimbabwe and Mozambique, aswell as a tour operator company. RTG operators in two sectors; Zimbabwe and Outside Zimbabwe. Its marketing and channel management division operates out of South Africa. Well-known hotels in its portfolio include Rainbow Towers Hotel and Conference Centre, A’Zambezi River Lodge, Victoria Falls Rainbow Hotel, Bulawayo Rainbow Hotel, Kadoma Hotel and Conference Centre, New Ambassador Hotel, Rainbow Beitbridge Hotel and Rainbow Hotel Mozambique. Rainbow Tourism Group Limited is listed on the Zimbabwe Stock Exchangelast_img read more

Forget Bitcoin and buy-to-let! I’d invest money in UK shares to make a million

first_img See all posts by Peter Stephens Forget Bitcoin and buy-to-let! I’d invest money in UK shares to make a million Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images Peter Stephens | Wednesday, 14th October, 2020 “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. UK shares may be viewed less favourably by some investors than Bitcoin and buy-to-let property at the moment. The stock market crash means that indexes such as the FTSE 100 trade 20%+ lower than they did at the start of the year. Meanwhile, Bitcoin has gained 50% in 2020 and house prices are at a record high.However, the stock market could offer superior long-term return potential than other mainstream assets. Cheap shares can recover to improve your chances of making a million.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The 2020 stock market crashThe recent stock market crash means many UK shares trade at cheap prices. However, this is not the first time that indexes such as the FTSE 100 and FTSE 250 have seen bear markets. There have been many market declines and corrections in recent decades. The common theme among them? Stock prices have generally recovered from their lows as the economic outlook has improved and investor sentiment has done likewise.Therefore, it is logical for investors to become more active in the stock market when it is at a low price level. In other words, buying UK shares makes more sense now than it has done in previous years because stock prices offer long-term recovery potential. Buying a diverse range of companies in different sectors means that you can obtain impressive returns. These returns may be ahead of the stock market’s long-term average over the coming years.Paying high prices after recent gainsUK shares trade at cheap prices in many cases. By contrast, house prices have reached record highs due to factors such as stamp duty relief and low interest rates. As such, there may be less scope for capital gains in the coming years for buy-to-let investors. A weak economic outlook for the UK and uncertainty surrounding government policies towards the housing market mean there is no guarantee that recent house price growth will persist beyond the short run.Meanwhile, Bitcoin has a lack of fundamentals. This means that it is impossible to know whether the virtual currency offers good value for money today. It also faces regulatory risks that could hamper its capacity to replace traditional currencies. Furthermore, competition from other cryptocurrencies may dilute demand among investors over the coming years.Making a million from UK sharesTherefore, buying cheap UK shares for the long run could be the most logical means of making a million. Investing £750 per month at the stock market’s historic 8% annual return would lead to a portfolio valued at over £1m within 30 years.As such, many investors could obtain a surprisingly large portfolio simply from buying a diverse range of shares today and holding them for the long run. They may even be able to generate market-beating returns due to low valuations that are on offer following the stock market crash.last_img read more

Italy Autumn Nations Cup Squad 2020 – Team to play Wales

first_imgTommaso AllanMattia BelliniCarlo CannaPaolo GarbisiMatteo MinozziFederico MoriLuca MorisiGuglielmo PalazzaniLuca SperandioJacopo TrullaStephen VarneyMarcello VioliMarco ZanonItaly Autumn Nations Cup Fixtures 2020Dates, kick-off times and TV details for Italy’s four Autumn Nations Cup matches…Round OneSaturday 14 Nov, Italy 17-28 Scotland Related: Zander Fagerson scores bizarre try as Scotland beat ItalyRound TwoSaturday 21 Nov, Italy v Fiji CANCELLED due to Covid-19 outbreakRound ThreeSaturday 28 Nov, France 36-5 Italy Related: France book place in Autumn Nations Cup finalFinals WeekendSaturday 5 Dec, Wales 38-18 Italy Related: Old heads come to the fore as Wales beat ItalyHead here for the full Autumn Nations Cup fixtures list. Who has Franco Smith selected for this new tournament? LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Passion: Luca Bigi and his team perform the Italian anthem (Getty Images) center_img Italy Autumn Nations Cup Squad 2020Italy picked up the unwanted ‘Wooden Spoon’ for a fifth straight year in the Six Nations having not won a championship game since 2015. Now they will be hoping for a change in fortunes in the Autumn Nations Cup, which runs from 13 November to 6 December.Italy started their pool campaign with a defeat at home against Scotland and their second match was cancelled due to a Covid-19 outbreak in the Fiji squad, so they had two weeks to prepare for their final group game against France in Paris.Defeat in that match means they play Wales in the fifth-place play-off and Franco Smith has made two personnel changes and one positional switch for this match.Benetton wing Monty Ioane will make his debut, with Jacopo Trulla moving to full-back, and Stephen Varney makes his first start at scrum-half.Italy Team to Play Wales – Saturday 5 DecemberJacopo Trulla; Luca Sperandio, Marco Zanon, Carlo Canna, Monty Ioane; Paolo Garbisi, Stephen Varney; Danilo Fischetti, Luca Biga (captain), Giosué Zilocchi, Marco Lazzarone, Niccolò Cannone, Maxime Mbandà, Johan Meyer, Braam Steyn.Replacements: Leonardo Ghiraldini, Simone Ferrari, Pietro Ceccarelli, Cristian Stoian, Michele Lamaro, Guglielmo Palazzani, Tommaso Allan, Federico Mori.Italy Team to Play France – Saturday 28 NovemberMatteo Minozzi; Jacopo Trulla, Marco Zanon, Carlo Canna, Luca Sperandio; Paolo Garbisi, Marcello Violi; Danilo Fischetti, Luca Bigi (captain), Giosue Zilocchi, Marco Lazzaroni, Niccolo Cannone, Maxime Mbanda, Johan Meyer, Braam Steyn.Replacements: Leonardo Ghiraldini, Simone Ferrari, Pietro Ceccarelli, Cristian Stoian, Michele Lamaro, Stephen Varney, Tommaso Allan, Federico Mori.Italy Team to Play Scotland – Saturday 14 NovemberMatteo Minozzi; Jacopo Trulla, Marco Zanon, Carlo Canna, Mattia Bellini; Paolo Garbisi, Marcello Violi; Danilo Fischetti, Luca Bigi (captain), Giosue Zilocchi, Marco Lazzaroni, Niccolo Cannone, Seb Negri, Braam Steyn, Jake Polledri.Replacements: Leonardo Ghiraldini, Simone Ferrari, Pietro Ceccarelli, Johan Meyer, Maxime Mbanda, Stephen Varney, Tommaso Allan, Federico Mori.Italy Autumn Nations Cup Squad 2020ForwardsLuca BigiPietro CeccarelliNiccolo CannoneSimone FerrariDanilo FischettiLeonardo GhiraldiniMarco LazzaroniGianmarco LucchesiMaxime MbandaJohan MeyerSebastian NegriJake PolledriDaniele RimpelliDavid SisiAbraham SteynNicolae Cristian StoianGiosue ZilocchiBacks  Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter.last_img read more

New Chief Executive at Lloyds TSB Foundation

first_img  59 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis New Chief Executive at Lloyds TSB Foundation Linda Kelly is to succeed Kathleen Duncan as Chief Executive of the Lloyds TSB Foundation for England and Wales from 1 January 2006.Linda has been Chief Executive of the Parkinson’s Disease Society (PDS) since July 2001, overseeing 300 branches supported by 4,500 volunteers and 220 staff and a fundraising income of over £15 million last year. Her career spans 25 years in the Healthcare Industry, with the last ten years in Director and leadership positions that culminated in the role of President UK of Astra Pharmaceuticals Limited (now part of Astra Zeneca).With an income of £22.5 million in 2005, the independent Lloyds TSB Foundation for England and Wales gives grants to underfunded charities that work to improve the lives of people in local communities, especially those who are disadvantaged or disabled. The four Lloyds TSB Foundations, which also include Scotland, Northern Ireland and the Channel Islands, are one of the UK’s largest grant-making trusts and receive 1% of pre-tax profits from the Lloyds TSB Group averaged over three years, in lieu of shareholder dividend. Advertisement Howard Lake | 17 July 2005 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.center_img Kathleen Duncan has led the Foundation over the past fifteen years and help secured its reputation for innovation, lightness of touch, partnership work and core funding. Tagged with: Management Recruitment / people AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThislast_img read more

Award aims to help sustainability

first_img Tagged with: Ireland Howard Lake | 19 September 2005 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Award aims to help sustainability  22 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis An award fund that aims to help the community and voluntary sector in Ireland achieve long term sustainability is now open for nominations. The Ulster Bank Sir George Quigley Award Fund is presented annually.Nominations for the award, which includes a cash payment, will be accepted until 17 October 2005.The Award is open to community or voluntary organisations working either within Northern Ireland, the Republic of Ireland, or on a cross-Border basis. The Community Foundation for Northern Ireland administers the award fund. Priority is given to those submissions that describe how the sustainability of community and voluntary action can be both achieved through practical examples, and shared with others.Further details of the fund and how to apply can be found in the leaflet. Contact the office on 90245927.last_img read more

Applications open for International Fundraising Congress 2017 session leader places

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Advertisement Applications open for International Fundraising Congress 2017 session leader places Howard Lake | 16 May 2017 | News  73 total views,  1 views today Tagged with: International Fundraising Congress Resource Alliance Volunteering The Resource Alliance has opened applications for session leader places at its International Fundraising Congress in October in Holland.Those selected get to attend IFC at a substantially reduced price in return for working hard to make the four day event run smoothly.Session leaders act as the first point of contact for their assigned IFC speaker if he or she requires any assistance before, during or after their session. They are also required to monitor the distribution and collection of evaluation forms before and after their session.In addition, session leaders are expected to work as a group and act as an information point for delegates, speakers and the Resource Alliance staff throughout the event.In return for this volunteer support, The Resource Alliance offers a reduced registration fee of £675. The standard ticket price is £2,050.The places are not surprisingly popular. A spokesperson at The Resource Alliance said that they had been receiving about 30 enquiries a week on the topic in the past few weeks.Find out how you can become involved as a Session Leader at IFC 2017. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  74 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3last_img read more

Media told to censor RWB’s world press freedom index

first_imgNews March 12, 2021 Find out more News Follow the news on China ChinaAsia – Pacific April 27, 2021 Find out more Organisation Receive email alerts Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes News June 2, 2021 Find out morecenter_img Help by sharing this information China’s Cyber ​​Censorship Figures RSF_en February 14, 2014 – Updated on January 20, 2016 Media told to censor RWB’s world press freedom index News China: Political commentator sentenced to eight months in prison to go further ChinaAsia – Pacific As soon as Reporters Without Borders released its annual World Press Freedom Index this week, the Chinese Communist Party’s propaganda department issued a directive banning its publication and dissemination.“Although this measure is not surprising, coming as it does from one of the countries that control news and information the most, we firmly condemn this act of censorship,” said Benjamin Ismaïl, the head of the Reporters Without Borders Asia-Pacific Desk.“It is a perfect example of the Chinese government’s policy of gagging the media and justifies China’s position in the latest index, 175th out of 180 countries, a fall of two places from its position last year. We urge the authorities to withdraw this directive.”Issued by the State Council Information Office, the directive orders all media to suppress any article referring to the Reporters Without Borders press freedom index and to China’s ranking in the bottom 10.State Council Information Office: All websites are kindly asked to delete the article “180 Countries Ranked in 2013 Press Freedom Index; China at 175th” and related content. 国新办:请各地各网站检查删除“2013年度180个国家新闻自由度排名 中国位列第175”一文有关内容。Such directives from the Communist Party’s censorship agencies are common and allow the authorities to keep news and information under close control. The varied range of censored subjects include human rights, corruption, the situation in the troubled far-west province of Xinjiang and environmental issues.In April 2013, the General Administration of Press, Publication, Radio, Film and Television issued a directive to the Chinese media containing a blanket ban on using any unauthorized information from foreign media and websites.The new press freedom index, in which China is ranked 175th out of 180 countries, is available here.last_img read more

RBI Advisory On Loan Moratorium : Frequently Asked Questions

first_imgNews UpdatesRBI Advisory On Loan Moratorium : Frequently Asked Questions LIVELAW NEWS NETWORK11 April 2020 5:19 AMShare This – xOn March 27, the Reserve Bank of India allowed Banks to declare a three-month moratorium on all term loans outstanding as on March 1, 2020, as well as on working capital facilities. The Indian Banks Association has answered a list of Frequently Asked Questions about the technicalities of the moratorium. QUESTION 1: When/what was the RBI announcement? ANSWER: Last week,…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginOn March 27, the Reserve Bank of India allowed Banks to declare a three-month moratorium on all term loans outstanding as on March 1, 2020, as well as on working capital facilities. The Indian Banks Association has answered a list of Frequently Asked Questions about the technicalities of the moratorium. QUESTION 1: When/what was the RBI announcement? ANSWER: Last week, the Reserve Bank of India announced a three-month moratorium on all term loans outstanding as on March 1, 2020, as well as on working capital facilities. QUESTION 2: Why has RBI announced the relief package? ANSWER: Reserve Bank of India has announced certain regulatory measures to mitigate the burden of debt servicing brought about by disruptions on account of COVID-19 pandemic and to ensure the continuity of viable businesses. It was felt that there may be a temporary disruption in the cash flows, and in some cases loss of income, for the businesses/ individuals and the present measures work to bring relief to those businesses / individuals.RBI Advisory On Moratorium Applicable Even To Loans On Default As On 1st March : Delhi HC [Read Order] QUESTION 3: Which are the facilities eligible for availing the benefits under the RBI COVID-19 regulatory package and whether the facility is extended across the board to all borrowers? ANSWER: All term loans (including agricultural term loans, retail, crop loans and loans under Pool Purchases) and cash credit/overdraft are eligible to avail the benefits under the package. This is available to all such accounts, which are standard assets as on 1st March 2020. Further, to avoid unnecessary paperwork the facility has been extended across the board to all the borrowers by extending repayment of term loan installments (includes interest) by 90 days. The original repayment period for term loans will get extended by 90 days e.g. a loan repayable in 60 installments maturing on 1st March 2025 will mature on 1st June 2025.RBI Permits Lending Institutions To Allow 3-Month Moratorium On Term Loans [Read Full Statement] QUESTION 4: Is rescheduling of payments applicable for all kinds of term loans? ANSWER: It is applicable for all term loans in all the segments, irrespective of the segment and the tenor of the term loans. QUESTION 5: Is rescheduling of term loans only for principal amount or it also includes interest? ANSWER: Rescheduling of principal can be done for a period of three months falling due between March 1, 2020 and May 31, 2020. For example, where the last installment of a term loan falls due for payment of on say 1st March 2020, it will become payable on 1st June 2020. For EMI based term loans, it will be three EMIs falling due between 1st March 2020 and May 31st, 2020 and the tenor will be extended by three months and have to be repaid during the extended period, as per the example under (2) above. For other term loans, it will be all the installments and Interest falling due during the same period, irrespective of the tenor of payment i.e. monthly, quarterly, half yearly, annually, bullet payment etc. For term loans, where the repayment has not commenced, the interest portion for three months alone needs to be reckoned. QUESTION 6: What happens if the extended tenor of term loan goes beyond the maximum period stipulated for a product or as stipulated in the loan policy? ANSWER: This can be extended for all such term loans without the need for seeking deviations or approvals. QUESTION 7: What will be the treatment of interest on the working capital facilities? ANSWER: The recovery of Interest applied to cash credit/overdraft on 31st March, 30th April and 31st May 2020 is being ‘deferred’. However, the entire interest must be recovered along with the interest being applied on 30th June 2020 and in cases, where monthly interest is not being applied, along with the next interest date. QUESTION 8: What will be the impact of this relief by RBI on borrowers as far as reporting of default is concerned? ANSWER: Any delay in payment leads to default and gets reported to Credit Bureaus. For business loans of Rs. 5 Crores and above, the banks report the overdue position to RBI also through CRILC. As a result of this relief package, the overdue payments post 1st March 2020 will not be reported to Credit Bureaus/ CRILC for three months. No penal interest or charges will be payable to the banks. Similarly, SEBI has allowed that Credit Rating Agencies (CRAs) may not consider the delay as default by listed companies if the same is owing to lockdown conditions arising due to COVID-19. QUESTION 9: That means businesses/ Individuals should necessarily take the benefit? ANSWER: You may take the benefits under this package if there is a disruption in your cash flows or there is loss of income. However, you must take into account that the interest on the loans, though not mandatorily payable immediately and gets postponed by 3 months, continues to accrue on your account and results in higher cost. To give you a perspective, suppose your loan outstanding is Rs 100,000 and you are charged 12 percent rate of interest on your loans, then every month you are liable to pay Rs. 1,000 as interest. In case you opt not to service the interest every month, you are liable to pay interest at 12 percent p.a. and accordingly you will pay Rs. 3,030.10 at the end of 3rd month. Similarly, in case the interest rate is 10 percent, you are required to pay Rs. 833 p.m. or Rs. 2,521 after three months. QUESTION 10: Should I get upset if any bank staff or its collection agent approach me for repayment? ANSWER: You should not get upset and tell bank staff/ collection agent that you want to avail the benefit being extended under regulatory package. QUESTION 11: What about my credit card dues? ANSWER: The relief is available for credit card payments also. In case of credit card dues, there is a requirement to pay minimum amount and if it is not paid the same gets reported to Credit Bureaus. In view of the RBI circular, the overdues in the credit card account do not get reported to the credit bureaus for a period of three months. However, interest will be charged by the credit card issuer on unpaid amount. You should check from your card provider to arrive at interest payable. Although no penal interest will be charged during this period, but you must remember that the interest rate on credit card dues are normally much higher compared to normal bank credit and you should take a decision accordingly. QUESTION 12: What about interchangeability being permitted from non-fund based to fund based or FB to NFB for businesses? ANSWER: The interest applied on the fund based portion of interchangeability availed during the said period of 1st March to 31st May 2020 will be eligible for moratorium. In respect of new sanctions accorded from 1st March and availed during the period, the interest applied on the Fund based portion would be eligible. QUESTION 13: In what other ways, businesses have been given relief? ANSWER: The businesses may request the bank to re-assess their working capital requirements on account of disruption of their cash flows or elongation of working capital cycle. They may also request for reduction in margin on NFB facilities (LCs/ BGs etc) or also relief in Security. Decision will be taken by the bank branches on case-to-case basis based on the genuineness of the request. QUESTION 14: Are NBFCs/MFIs/HFCs eligible under the “easing of working capital financing”? ANSWER: At present, they are not being considered under the scheme. However, RBI has made provision for sufficient liquidity support to these financial intermediaries under recently introduced Targeted Longer-term Refinancing Operations i.e. TLTRO. Liquidity availed under the scheme by Banks has to be deployed in investment grade corporate bonds, commercial paper, and non-convertible debentures over and above the outstanding level of their investments in these bonds as on March 27, 2020. Banks shall be required to acquire up to fifty per cent of their incremental holdings of eligible instruments from primary market issuances and the remaining fifty per cent from the secondary market, including from mutual funds and non-banking finance companies. Investments made by banks under this facility will be classified as held to maturity (HTM) even in excess of 25 per cent of total investment permitted to be included in the HTM portfolio. Exposures under this facility will also not be reckoned under the large exposure framework. Banks will be able to support NBFCs/ MFIs/ HFCs etc. under this window and we do not foresee liquidity squeeze for these Financial Intermediaries. QUESTION 14: Will all these measures of RBI be treated as “restructuring”? What about the provisions applicable? ANSWER: The measures stipulated by RBI under the March 27, 2020 circular on COVID-19 Regulatory Package will not be treated as “restructuring” and hence will not result in asset classification downgrade. Accordingly, the enhanced provisions for Restructured Accounts will not apply. QUESTION 15: What about installments/EMIs being recovered through SI/ECS/NACH? What will be the procedure for refund of the installment/EMIs, if demanded by the borrower? ANSWER: Please get in touch with your bank for the revised mandate(Source : Press Information Bureau, Govt of India)Next Storylast_img read more

Squirrel tests positive for the bubonic plague in Colorado

first_imgJun Zhou/iStockBy JON HAWORTH, ABC News(MORRISON, Colo.) — Public health officials have announced that a squirrel in Colorado has tested positive for the bubonic plague.The town of Morrison, Colorado, in Jefferson County, which is just west of Denver, made the startling announcement saying that the squirrel is the first case of plague in the county.“Plague is an infectious disease caused by the bacteria Yersinia pestis, and can be contracted by humans and household animals if proper precautions are not taken,” officials from Jefferson County Public Health (JCPH) said in a statement released to the public.It is possible for humans to be infected with the bubonic plague through bites from infected fleas and by direct contact with blood or tissues of infected animals such as a cough or a bite.Jefferson County Public Health said that cats are highly susceptible to the plague from things like flea bites, a rodent scratch or bite, and ingesting an infected rodent. Cats can die if not treated quickly with antibiotics after contact with the plague.Officials also said that dogs are not as susceptible to the plague as cats are but still may pick up and carry plague-infected rodent fleas. Any pet owner who suspects that their pet is ill should contact a veterinarian immediately.“Symptoms of plague may include sudden onset of high fever, chills, headache, nausea and extreme pain and swelling of lymph nodes, occurring within two to seven days after exposure. Plague can be effectively treated with antibiotics when diagnosed early. Anyone experiencing these symptoms should consult a physician,” said JCPH.Risk for contracting the bubonic plague is extremely low as long as the proper precautions are taken and JCPH published a list of them including eliminating all sources of food, shelter and access for wild animals around the home, not feeding wild animals, maintaining a litter and trash-free yard to reduce wild animal habitats, having people and pets should avoid all contact with sick or dead wild animals and rodents, using precaution when handling sick pets and having them examined by a veterinarian, consulting with a veterinarian about flea and tick control for pets and keeping pets from roaming freely outside the home where they may prey on wild animals and bring the disease home with them.“All pet owners who live close to wild animal populations, such as prairie dog colonies or other known wildlife habitats, should consult their veterinarian about flea control for their pets to help prevent the transfer of fleas to humans,” JCPH said.According to the CDC, even though there is no vaccine for the plague, it can be treated successfully with antibiotics if caught within 24 hours of exhibiting symptoms.“Arguably the most infamous plague outbreak was the so-called Black Death, a multi-century pandemic that swept through Asia and Europe,” according to National Geographic. “It was believed to start in China in 1334, spreading along trade routes and reaching Europe via Sicilian ports in the late 1340s. The plague killed an estimated 25 million people, almost a third of the continent’s population. The Black Death lingered on for centuries, particularly in cities. Outbreaks included the Great Plague of London (1665-66), in which 70,000 residents died.”However, the CDC says that there is now only an average of seven human plague cases per year and the WHO says the mortality rate is estimated to be between 8-10%.National Geographic is owned by Walt Disney, the parent company of ABC News.Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Warming by 1°C drives species and assemblage level responses in Antarctica’s marine shallows

first_imgForecasting assemblage-level responses to climate change remains one of the greatest challenges in global ecology [1, 2]. Data from the marine realm are limited because they largely come from experiments using limited numbers of species [3], mesocosms whose interior conditions are unnatural [4], and long-term correlation studies based on historical collections [5]. We describe the first ever experiment to warm benthic assemblages to ecologically relevant levels in situ. Heated settlement panels were used to create three test conditions: ambient and 1°C and 2°C above ambient (predicted in the next 50 and 100 years, respectively [6]). We observed massive impacts on a marine assemblage, with near doubling of growth rates of Antarctic seabed life. Growth increases far exceed those expected from biological temperature relationships established more than 100 years ago by Arrhenius. These increases in growth resulted in a single “r-strategist” pioneer species (the bryozoan Fenestrulina rugula) dominating seabed spatial cover and drove a reduction in overall diversity and evenness. In contrast, a 2°C rise produced divergent responses across species growth, resulting in higher variability in the assemblage. These data extend our ability to expand, integrate, and apply our knowledge of the impact of temperature on biological processes to predict organism, species, and ecosystem level ecological responses to regional warming.last_img read more