FBN Holdings Plc (FBNH.ng) 2019 Annual Report

first_imgFBN Holdings Plc (FBNH.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2019 annual report.For more information about FBN Holdings Plc (FBNH.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the FBN Holdings Plc (FBNH.ng) company page on AfricanFinancials.Document: FBN Holdings Plc (FBNH.ng)  2019 annual report.Company ProfileFBN Holdings Plc is a leading financial services institution in Nigeria offering banking products and services for the commercial, corporate, investment and merchant banking sectors. The company also offers insurance products for individual and corporate clients and other financial services for merchant banking, asset management, investment and general trading, private equity, financial intermediation services, trusteeship, portfolio management and discount house services for individual and corporate clients. The Insurance division underwrites life and general insurance products and offers insurance brokerage services. FBN Holdings Limited was founded in 1894 and today operates in 874 business locations in 12 countries. Its company head office is in Lagos, Nigeria. FBN Holdings Plc was founded in 1894 and is based in Lagos, Nigeria. FBN Holdings Plc is listed on the Nigerian Stock Exchanglast_img read more

DN Meyer Plc (DNMEYE.ng) Q12020 Interim Report

first_imgDN Meyer Plc (DNMEYE.ng) listed on the Nigerian Stock Exchange under the Building & Associated sector has released it’s 2020 interim results for the first quarter.For more information about DN Meyer Plc (DNMEYE.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the DN Meyer Plc (DNMEYE.ng) company page on AfricanFinancials.Document: DN Meyer Plc (DNMEYE.ng)  2020 interim results for the first quarter.Company ProfileDN Meyer Plc manufactures and sells high quality paint for the residential, industrial, automotive, marine and construction sectors in Nigeria. Products in its extensive range include decorative paint, wood paint, vehicles finishes, industrial and marine coatings, road lining paint, roof coating and tube coating. The company also produces a range of tile adhesives. DN Meyer Plc has business interests in selling and renting residential apartments and building and restoring properties. Founded in 1940 and formerly known as DN Meyer Plc, the company changed its name to Meyer Plc in 2016. The company’s head office is in Ikeja, Nigeria. DN Meyer Plc is listed on the Nigerian Stock Exchangelast_img read more

Non Evans – Wales

first_imgNE: Well, with the Six Nations in full swing I won’t have time. Looking at my diary my next big night out is 15 March, so I might have to settle for a meal.RW: Apart from small Christmas presents, do you have any phobias?NE: I’m not great in confined spaces and when I recently went for an MRI scan on my back I had to press the panic button. I sometimes have a problem at the bottom of rucks. I never did with judo [she competed in the Commonwealth Games], but that was one-on-one. I also hate mud, which is hard to avoid when you’re a rugby player. It’s just that it gets everywhere! Dubai was my perfect rugby venue – and we won.RW: Which person would you like to be stuck in a lift with?NE: Dan Carter, so I could cheer him up. I train at the Vale Hotel near Cardiff, where the All Blacks were based for the World Cup quarter-final. He always looked a little down when I saw him.RW: You must have bugbears too…NE: People being late kills me! I’m always on time or early, so I don’t see why other people can’t be. If a training day starts at 9am, get there at 9am!RW: If you could have one superpower what would it be?NE: It would have to be flying because I regularly dream about being able to fly. In fact, I have perfected the take-off technique and the feeling I have to have inside to get up and how to maintain the flight. I know how to do it! I also can’t stand traffic because I drive everywhere with my job as a medical rep, so if I could fly it would mean I could soar above the traffic.Check out her interview before the Women’s World Cup 2010 kicked off… Learn more about Non’s teammates at Wales…Gemma Hallett LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img Non Evans caught in the actThe highly experienced Welsh fullback and all-round sports star took time out in March 2008 to chat about nicknames, amazing christmas presents, perfecting the technique to fly and being a player that hates mud. RUGBY WORLD: So who are the jokers in the pack with Clifton and Wales?NON EVANS: The star of the show is Clare Flowers, who always raises our spirits when we are down. She insists on using her horse’s name, Bobby, or her dog’s, Milo, in almost all our calls on the field and her impressions of Milo are worth paying to see.RW: When you and Clare are together, what’s your party piece?NE: We normally blast out the Summer of 69 by Bryan Adams. She thinks she’s about to be discovered for The X Factor or Big Brother. We think we’re fantastic, singing it at the top of our voices, but perhaps others don’t agree.RW: What are your nicknames?NE: With my name people just lengthen it. At Clifton we have Nolli Waterman in the back three, which is confusing when people call me Nonny. Her real name is Danielle and before the first Wales v England game she played in I was asking who this Danielle was on their wing, before realising it was Nolli! The most famous nickname in women’s rugby is, of course, Bird for Liza Burgess. Not many people know her real name!RW: Did you have a good Christmas?NE: Well, I certainly had one never to forget as my boyfriend, Mark Perego [ex-Llanelli and Wales], bought me a flat! I lived in this old cottage in Cardiff and I haven’t got time to deal with damp and things. Just before Christmas he said to come up to one of the rugby clubs where you’ll find your present. And there was the flat overlooking it!Big presents, Confined spaces and Dan Carter…RW: Where did you two meet?NE: I was between jobs organising Rupert Moon’s testimonial in 2000. He gave me a list of all the players from the 1980s and 1990s to get them to play in a testimonial match. When I finally tracked Mark down we talked on the phone for an hour and I don’t think I went home for five days after the game!RW: So how is Mark going to treat you for Valentine’s Day?last_img read more

Immigrants continue to breathe life into St. Paul church

first_imgImmigrants continue to breathe life into St. Paul church Partner parish to co-sponsor a refugee family By Ashley Wright Posted Jun 20, 2016 Priest Associate or Director of Adult Ministries Greenville, SC Holy Apostles Episcopal Church is home to a diverse congregation that includes a strong Hmong faith community. Photo: Holy Apostles[Episcopal News Service – St. Paul, Minnesota] When you walk into Holy Apostles Episcopal Church here on any given Sunday you will find a melting pot. A young female Hmong deacon in her 30s will be hugging a white congregant in his 80s, and youth of many races and ages will be sitting together listening to the Word.This blend is especially evident in the summer when the congregation celebrates Holy Eucharist with a mixture of both English and Hmong during their combined 10 a.m. service.Yet, this blended body of Christ that works to love and live together in the world as one, hasn’t always been as diverse as they now are.In 2004, the church had been in decline for a few years and was facing the reality of having to close, said Rev. Letha Wilson-Barnard, Holy Apostles’ vicar. At the time, Susan Moss, a missionary in the diocese learned from a Hmong friend that a group of 75 Hmong families had left the Roman Catholic church and were without a place to worship. Moss extended an invitation to visit Holy Apostles and over six months the families visited and elders met with the bishop and the vicar to discern if the church could be their new faith home.“By Easter Sunday 2005, the pews were full and this became the first Hmong majority Episcopal Church in the Anglican Communion,” said Wilson-Barnard. “It has brought life into this congregation.”The Hmong originally came to the United States in the 1970s from the northern mountain regions of Laos after the end of the Vietnam War. Hmong villagers assisted the CIA in their fight against the North Vietnamese during the war in what has been called a “secret war” in Laos. After the war Hmong were targeted for their assistance of U.S. forces, and like the Iraqis who assisted the United States during the Iraq War, many became refugees. By the year 2000, Hmong immigrants in the United States numbered around 170,000, according to U.S. Census data; Minnesota is home to one of the largest Hmong groups in the country.The elder Hmong who made Holy Apostles their faith home were first-generation refugees; moreover, there are examples of immigrants revitalizing parishes and communities throughout the Episcopal Church.“The beautiful thing about this work is how often it is that we as Americans and our congregations are transformed and forever changed by our interaction with our new American neighbors,” said Allison Duvall, Episcopal Migration Ministries‘ manager for church relations and engagement. Episcopal Migration Ministries is one of nine refugee resettlement agencies working with the U.S. Department of State to resettle refugees nationwide.“Examples are abundant, but one of my favorites is from St. Peter’s Episcopal Church in Louisville, Kentucky, which has experienced a revitalization as it has welcomed Burmese refugees, who were Anglicans before coming to the U.S., into its congregation,” she said. “From an aging congregation with declining attendance, St. Peter’s is now brimming with life – young families, youth acolytes, all the hustle and bustle of a vibrant congregation. Not only that, but now the members of St. Peter’s have had their hearts and minds opened in a deeply personal, relational way to the struggles and joys of refugee and new immigrant life in the United States.”Holy Apostles Episcopal Church is home to a diverse congregation that includes a strong Hmong faith community; its sanctuary is pictured here on a typical Sunday during a Hmong service.  Photo: Holy ApostlesFor Bao Moua, a second-generation Hmong, the Episcopal Church had an attractive ethos for the those coming from the Roman Catholic Church because it was similar enough to Catholicism that they felt comfortable with the transition, and the elders who did speak English had a smaller learning curve. It also offered a place where men priests could get married and women could become ordained.On Thursday, June 23, Moua will become the first Hmong woman to be ordained a priest in the Episcopal Church, alongside three new male deacons. Initially, she was hesitant to the call, she said, but as elders saw and encouraged the gift in her and she got more involved with leadership in the church, she decided to pursue it as a way to empower and encourage others to discern their call, to “pave a way for others that come after me, men and women, young and old.”The Rev. Toua Vang was actually the first Hmong congregant to be ordained. When he came back to the church, the congregation had to discern what having this type of leadership meant for the church, said Moua.Holy Apostles holds numerous Hmong cultural celebrations during the year, including observing Hmong New Year in festive costumes. Photo: Holy ApostlesThey started a shared ministry committee because they saw that the Hmong had different needs for weddings, funerals, etc., as well as a language barrier. The shared ministry committee members spoke with the bishop about these needs and how everyone could use their gifts and talents within the church’s leadership.“First we had 20 people signed up,” said Moua. “Then, after a year, we had 14 and those 14 have stuck with us for a few years now.”It is important to have Hmong leadership and language alive in the church, said Moua.“It’s important that our elders have the ability to hear the Word in their own language. It will strengthen their faith and it keeps our culture and language alive within the younger generation. It’s been a gift to have the Episcopal Church allow us to bring in our own culture and make it our own. It’s powerful because people can really grasp it and it allows us to be who we are in the Christian faith.”At first, she said some were hesitant. They struggled with, “Am I worthy (for leadership)?” because of language barriers or not having the traditional educational path the church required.“But we saw potential in people,” she said. “As we’ve come together, we see the gifts within each other. Even without the educational background, their faith is strong and they’re willing to share that and learn.”The shared ministry committee has been learning together for three years. Moua interprets for the committee members.“I’m proud to see our group grow in faith and not be as afraid to do more. To see that we all have gifts and we should share them, that that is open for all,” she said.The congregation also worked successfully to translate the Book of Common Prayer into the Hmong language a few years ago.Wilson-Barnard said that the congregation attracts both Hmong and others who are excited about the intercultural nature of the church. She started her work at the church as a seminarian and has stayed for 10 years.“I think there’s a real richness to sharing life together – the Body of Christ here is, to me as I minister to this congregation, sort of a taste of heaven, staring around the throne with every tribe and nation. It’s been exciting,” she said.The Rev. Letha Wilson-Barnard, vicar, presides over a baptism at Holy Apostles. Photo: Holy ApostlesHer advice for other congregations that may be facing a similar situation of decline or have large refugee groups in their communities: “Know your community and really work internally on hospitality and what that means. It means really opening up and being open to the possibility to change and transformation.”Holy Apostles works closely with their local partner church, St. John the Evangelist Episcopal. The churches have worked together for roughly a decade and share youth groups for confirmation. There’s also a farmers market held in their parking lot on Sundays that includes Hmong selling food and crafts.They’ve also worked together in other various forms of ministry locally and overseas.For St. John’s, their work with Holy Apostles, as well as current news and events, has influenced them to enter into a process to co-sponsor a refugee family coming into the country in the coming months.The deeper discussion about the possibility of co-sponsoring a refugee family came last year as the eyes, ears and hearts of the world turned to Syria, said Rev. Jered Weber-Johnson. “A lot of people were asking what the church was going to do since we were preaching at the time about it,” he said.“As the question continued to come up, the clergy of St. John’s turned the question back to the congregation, ‘Let’s look and pray together about what we can do,’ ” added Weber-Johnson.A group formed over six months where congregants serious about doing something came together to pray and discern: What more can they could do besides being socially conscious, voting and focusing on how they lived? St. John’s also has a Bible study group that takes news articles of the day and applies biblical principles to their discussions around it. Together, they formed an ad hoc group discernment group.“Someone new to the parish who had been heavily involved in refugee ministry in other parishes was willing to hold this space and listen, and share whatever resources he had,” said Weber-Johnson. “He was very steady about not letting the issue fall away.”That parish member was David Borton. He contacted the Minnesota Council of Churches to find out what co-sponsorship would entail.Minnesota Council of Churches Refugee Service is an affiliate of Episcopal Migration Ministries. In addition to working with 30 resettlement affiliates in 26 dioceses, providing direct assistance to recent arrivals, Episcopal Migration Ministries offers ways for congregations to engage in refugee resettlement in their communities, it also encourages Episcopalians to join the Episcopal Public Policy Network and advocate for policies that protect the rights of refugees and asylum seekers.Through group collaboration, a proposal resulted and costs were figured out and they decided it would be a good fit for the church.“We created a multigenerational group to help us all understand what our call to ‘welcome the stranger’ really means,” he said.The group – which now includes an English as a Second Language teacher, a refugee-service worker, those good with prayer and finance – met and will continue to meet on Sundays to nail out the practical needs of the family that they now call “the St. John’s newcomers.”They have a general idea of when the family may come – July – but a concrete day hasn’t been set. “It’s like we’re having a baby,” joked one member of St. John’s discernment group.They also don’t know what country the family will be coming from, but Ben Walen, director of Minnesota Council of Churches Refugee Services, said the groups coming to Minnesota are largely from Somalia and Karen State in Myanmar. He said that the numbers fluctuate, but the service typically resettles about 450 people each year, with 400 coming last year. Refugee Services asks churches for a four-month commitment to help with needs like furnishing, transportation, bringing food, etc.“This often means also befriending the family, taking them to local events or showing them the community. It’s going beyond just case management, for those refugee families to feel a connection beyond that, which only really the churches can nurture long term. Giving that family a quicker step into American life – that’s a big value. Also, for the church itself, it helps people to learn about their community and the refugees so they don’t feel like the ‘other.’ ”Co-sponsorship is one of many models for how churches and individuals can be involved in welcoming refugees, said Duvall, who manages church relations and engagement for Episcopal Migration Ministries.“The beauty of the model is that it actually introduces you to your new neighbors. It’s not always easy, but Jesus doesn’t call us into easiness and comfort. He calls us into the beautiful – and sometimes painful – mess of life,” she said.“Co-sponsorship introduces newly arriving families to their first American friends, which gives them some sense of calm and comfort that they’re not alone, they’re not isolated and alienated from their new community. While co-sponsorship only lasts during the first few months of a family’s time in the United States, concluding with a wonderful celebration, the friendships formed can last a lifetime. In this time when there is so much misinformation, anxiety, and fear in our country of people we do not know or do not understand, our call to welcome the stranger and to get to know our neighbors has never been more important.”For Weber-Johnson, getting involved in refugee work is a vital part of the local church and St. John’s.“It’s not because we believe we’re the solution to the problem because there are more skilled ministries and government agencies doing the good work of solving problems,” he said. “We engage directly in personal discipleship, having our lives bound up in joining with those in the margins … learning their stories, touching their pain a bit, believing that we have a shared humanity and shared brokenness, and that’s important in Christian discipleship and formation.”– Ashley Wright is a Minneapolis-based freelance writer. She studied theology at the Iliff School of Theology in Denver, Colorado. Associate Rector for Family Ministries Anchorage, AK Owene Courtney says: Missioner for Disaster Resilience Sacramento, CA World Refugee Day Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Assistant/Associate Priest Scottsdale, AZ Rector Belleville, IL leslie lee says: Tags Submit a Job Listing Submit a Press Release Rector Hopkinsville, KY AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Tampa, FL An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Canon for Family Ministry Jackson, MS Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Collierville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector/Priest in Charge (PT) Lisbon, ME In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Bath, NC Rector Pittsburgh, PA Director of Music Morristown, NJ Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Priest for Pastoral Care New York, NY Comments (2) The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Priest-in-Charge Lebanon, OH Associate Rector Columbus, GA Rector (FT or PT) Indian River, MI Advocacy Peace & Justice, Course Director Jerusalem, Israel Press Release Service Bishop Diocesan Springfield, IL Rector Knoxville, TN Rector and Chaplain Eugene, OR Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Youth Minister Lorton, VA Comments are closed. Curate Diocese of Nebraska Featured Jobs & Calls Assistant/Associate Rector Morristown, NJ Refugees Migration & Resettlement, Submit an Event Listing Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Curate (Associate & Priest-in-Charge) Traverse City, MI June 29, 2016 at 8:02 am Hello,There are thousands of Hmong on a hmong Facebook forum call Hmong Village Community. You may want to post your question there. I am sure someone will notify you. Rector Washington, DC Assistant/Associate Rector Washington, DC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Albany, NY Family Ministry Coordinator Baton Rouge, LA New Berrigan Book With Episcopal Roots Cascade Books Cathedral Dean Boise, ID Featured Events Rector Smithfield, NC June 20, 2016 at 5:09 pm I was an ESL teacher in Charlotte North Carolina in the late 70’s and early 80’s and worked with the Hmong people. I have tried recently to find some of the children (now young adults) whom I taught. Could someone please forward this note to the Hmong members of the congregation at Holy Apostles to see if any of them might have come to this country through Charlotte during that time frame? Thank you so much. Owene Courtney Rector Martinsville, VA Director of Administration & Finance Atlanta, GA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Rector Shreveport, LAlast_img read more

Obesity in America: Regaining Health and Hope

first_img UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Save my name, email, and website in this browser for the next time I comment. TAGSFlorida Hospital – ApopkaObesityThe VOICE of Health Previous articleUpdate: Repairs continuing, pumping initiated to lower floodwaters at Lake Apopka North ShoreNext articleAfter the storm school supply drive at Goodwill Denise Connell RELATED ARTICLESMORE FROM AUTHOR Share on Facebook Tweet on Twitter The story of obesity in America is complex, with factors of lifestyle, diet and genetics playing equally important roles. Balanced nutrition is emphasized as the eighth pillar of Florida Hospital’s CREATION Health model, but for some patients struggling with their weight, more drastic measures may be needed.Florida Hospital bariatric surgeon Dennis Smith, MD, performs a variety of weight-loss procedures to help patients regain their health, their hope and their quality of life. We asked Dr. Smith to give us the backstory of the obesity epidemic, and some ways we can overcome it.Q: What’s going on with obesity in America?A: This is an ongoing problem we’ve watched through the years and have seen get worse and worse. If you look back at the ’80s, the rate of obesity was far less. It’s been a dramatic rise in the last couple of decades and it shows few signs of slowing or reversing.To me, perhaps the most shocking of all the data is in the age group two to five, where there is something like a 13 percent obesity rate. Even at that early age, it’s already started and the problem just swells from there.Q: Can you comment on the statistics shown in this new report? What is the impact of this staggering increase in obesity rates across populations?A: There are a lot of comorbid diseases that go hand in hand with obesity – maybe not caused by obesity, but made worse by it. These include diabetes, hypertension, sleep apnea and infertility, as well as many others. Infertility is a common problem in obese women.Many of these problems contribute to other disease processes such as heart disease. There’s a cascading domino effect. We see most of these diseases recede as a person loses weight.Then there are the social ramifications of obesity. Many obese individuals experience self-esteem issues and relationship issues. Biased perceptions of obese people can contribute to difficulties obtaining or holding jobs that they’re well qualified for.We see a lot of abuse of various kinds in our patients’ histories, both males and females, and at a young age. Sometimes their weight problems trace back to traumatic issues in their past. There are a lot of misconceptions about obesity and obese individuals. We haven’t lived in their shoes. There are many social, economic and health issues people face that stem from being heavy, and many of these stand to improve as they lose a significant amount of weight.Q: The report also reaffirmed higher obesity rates among particular ethnicities (Hispanics and African-Americans). Is there a reason why these groups are affected at higher rates?A: There is not any certain gene we can point to, but there are perhaps some genetic tendencies we can identify. Obesity runs in families. This can be a result of cultural things, like diets, but can also be genetic predispositions. For example, many Caribbean diets are very rich in starches. Whether it’s genetic or environmental, it definitely runs in families.Q: In your opinion, how do we overcome the obesity epidemic?A: First, it helps to look at why it’s become such a problem. When you go back and look at how culture and civilization has changed, you can start with looking at the sugar in the average diet. The amount of sugar people consume has really exploded in the past few decades. If you look at the sugar intake, it parallels with the diabetes and obesity epidemics.One of the triggers of this was people adopting a low-fat diet. This made people think it’s okay to eat carbs and sugars. But really, there are a lot of fats that are good for us. What our bodies aren’t good at handling is sugar in its many refined forms. People consume roughly 150 pounds of sugar a year; and younger people can often consume two to three times that.Another factor is that our lives are much more sedentary than they used to be. Many people these days work desk jobs. Many of our forms of entertainment involve us sitting down, as opposed to how things were decades ago.We are so busy with our jobs that we don’t have time to cook anymore. Junk food is readily available for us and it’s affordable and it’s easy. There are so many things stacked against us.I always try to educate people about nutrition and reading labels. The food being sold to us is not necessarily what we should eat. People often try to eat in moderation, as we should, but it’s hard to avoid falling for the quick diets that are out there and that don’t work.Q: What is the prescription to overcome obesity?A:  There are no simple or easy answers. It’s a very complex problem and we need to attack it from several different angles. In general we need to support the adoption of sustainable diets that work in the long term. In our practice we try to teach people to eat small, high-protein meals, probably more frequently than they are used to eating. We try to eliminate liquid calories and simple carbs. Simple carbs turn into sugar very rapidly in our bodies and end up making us hungry too soon after eating.We set patients on a path of gradual weight loss rather than rapid weight loss, eating in a way that they can live with for the long term to help them lose weight more gradually. We don’t look at a temporary diet; we look at implementing a permanent change in what they are eating. Their diet should be a way of life, instead of something they do temporarily.It comes down to the individual to make healthier choices. It’s an uphill battle for sure. Bariatric surgery helps to make anatomic and physiologic changes that control the hunger that people are constantly fighting against as they try to lose weight.Q: What holds people back from treatment?A: Considering the number of people who would qualify for bariatric surgery, we’re only operating on a tiny percentage of those people. There are a lot of people out there who either don’t want it, don’t know about it or are scared of it. And there are also many, unfortunately, who would love to undergo a definitive treatment like surgery but can’t because their insurance plan doesn’t cover it, and they can’t afford to pay for it themselves.Q: What drove you into this field?A: I got into it by accident. This was in the late ’90s, when I was sharing an office with a doctor who did this kind of surgery in his practice.I had the same kind of biases most people do about obesity, and thought these people should be able to lose weight with the right diet and exercise. But I was totally wrong. The patients I encountered in that practice were incredibly determined to lose weight, but they all tried different weight-loss programs, and failed. Many of these people were successful in nearly every area of their life except with their weight.I really gained an appreciation for these patients and their determination. I really feel like I’m doing something that is making people’s lives better.Q: What makes your job rewarding?A: Seeing the results of someone having bariatric surgery is often truly profound. Not just medically, such as with resolution of diabetes of infertility, but also in terms of improvements in our patients’ everyday lives. Things like being active with their kids, being able to go to resorts and fit on rides, being able to walk around Disney World with their family without being left behind. It really changes their lives.We’ve seen people get better jobs, improve their social lives, and become much more active, among other things.I had a patient who was a year out from surgery come in with her daughter, about 10 years old.  There was a moment when her daughter wrapped her arms around her, and the girl said it was the first time in her life she was able to put her arms around her mother. You can’t put a value on that. Those moments are priceless. Florida gas prices jump 12 cents; most expensive since 2014 Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom center_img Please enter your comment! Please enter your name here The VOICE of HealthFrom Florida Hospital Apopka You have entered an incorrect email address! Please enter your email address here LEAVE A REPLY Cancel replylast_img read more

Cuban trade unionists support LBGTQ rights

first_imgMariela Castro Espín, second from right, on banner in Havana, May 9.Photo: Bill HackwellFrom an article in the May 7 issue of GranmaThe Cuban Workers Center (CTC) reaffirmed on May 6 its support for LGBTQ rights in the workplace and against discrimination for sexual orientation and gender identity during a congress covering these themes.Before union leaders of all the national unions in Cuba and from 17 countries in Latin America, the secretary general of the CTC, Ulises Guilarte de Nacimiento, said that in the workplaces they have to expand the relations of cooperation and integration “in defense of the legitimate rights of workers to assure that the workplaces are without discrimination.”Mariela Castro Espín, director of the National Center for Sex Education (Cenesex), said, “We are proud that in this struggle we can count on the support of the union movement.”FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Iraqi cameraman working for Reuters shot dead in unclear circumstances

first_img December 28, 2020 Find out more The fatal shooting of Dhia Najim, a freelance cameraman working for the news agency Reuters, brings the total number of journalists and media assistants killed since March 2003 to 46. Reporters Without Borders calls on the US defence department to carry out a thorough investigation in order to clarify the troubling circumstances in which he died. RSF_en December 16, 2020 Find out more RSF’s 2020 Round-up: 50 journalists killed, two-thirds in countries “at peace” Organisation Follow the news on Iraq to go further Help by sharing this information News February 15, 2021 Find out more Iraq : Wave of arrests of journalists covering protests in Iraqi Kurdistan News November 1, 2004 – Updated on January 20, 2016 Iraqi cameraman working for Reuters shot dead in unclear circumstances IraqMiddle East – North Africa News Reporters Without Borders today called on the United States to carry out a proper investigation into the death of Dhia Najim, an Iraqi freelance cameraman working for the news agency Reuters who was shot dead in disputed circumstances yesterday in the town of Ramadi, west of Baghdad.”As Dhia Najim’s family accuses US soldiers of being responsible, we call on the US defence department to carry out a thorough and honest investigation in order to clarify the troubling circumstances in which he died,” the organisation said.At least nine journalists have been killed by US gunfire since the start of the war in Iraq in March 2003 without any serious investigation ever being conducted to establish how they died. They were Tarek Ayyoub (Al-Jazeera), Taras Protsyuk (Reuters), José Couso (Telecinco), Mazen Dana (Reuters), Ali Al-Khatib (Al-Arabiya), Ali Abdel Aziz (Al-Arabiya), Assad Kadhim (Al-Iraqiya), Hussein Saleh (Al-Iraqiya) and Mazen Al-Tomaizi (Al-Ekhbariya).Najim’s death brings the total number of journalists and media assistants killed since the start of the war to 46. Iraq today is one of the most dangerous countries in the world for journalists, who run many kinds of risks there. In addition to US military gunfire, they are the targets of organised crime and groups of armed combatants. The latter have above all targeted Iraqi journalists working for foreign news media.A US army communique said that Najim, 47, was filming clashes between US marines and Iraqi rebels in the Andulus district of Ramadi when he was shot in the neck. The US military authorities said they had looked at the footage he had taken and claimed that it showed rebels preparing to attack coalition forces.Reuters said it had seen video footage of Najim’s death. The agency, which did not identify the source of the footage, said it indicated that he was killed by a sniper shot without any signs of fighting going on at the time.A Reuters dispatch also noted that press photographs taken on 31 October showed US marine snipers taking up position in Ramadi. Reuters ruled out any possibility Najim being linked to the rebels and called for a thorough investigation by the US army. Najim’s colleagues and family believe he was killed by a US sniper. Receive email alerts News IraqMiddle East – North Africa Three jailed reporters charged with “undermining national security”last_img read more

Where the Biggest Changes in Affordability Occurred

first_img Home prices decreased 1.3% between July 2019 and August 2019, according to the latest First American Real House Price Index (RHPI), while year over year, real house prices declined 5.9%. Meanwhile, the S&P CoreLogic Case-Shiller Indices revealed that the biggest year over year gains in home prices were in Phoenix, Charlotte, and Tampa.Phoenix led the way with a 6.3% year-over-year price increase, followed by Charlotte with a 4.5% increase and Tampa with a 4.3% increase. Seven of the 20 cities reported greater price increases in the year ending August 2019 versus the year ending July 2019.“The U.S. National Home Price NSA Index trend remained intact with a year-over-year price change of 3.2%” says Philip Murphy, Managing Director and Global Head of Index Governance at S&P Dow Jones Indices. “However, a shift in regional leadership may be underway beneath the headline national index.”According to First American, unadjusted house prices are now 8.3% above the housing boom peak in 2006, real, house-buying power-adjusted house prices remain 42.0 percent below their 2006 housing boom peak. “Understanding the dynamics that influence consumer house-buying power, how much home one can buy based on changes in income and interest rates, provides a helpful perspective on the housing market. When incomes rise, consumer house-buying power increases. When mortgage rates or nominal house prices rise, consumer house-buying power declines,” said Mark Fleming, Chief Economist at First American. “Our RHPI uses consumer house-buying power to adjust nominal house prices, offering insight into affordability.Fleming goes on to discuss how the latest RHPI reflects affordability.“For example, according to our RHPI, real house prices decreased nearly 6% year over year in August, marking a significant gain in affordability. Since August 2018, mortgage rates decreased 0.93-percentage points and household income grew by 2.6%–both improving house-buying power and affordability,” Fleming continued. “However, rising nominal house prices reduce affordability, and nominal house price appreciation grew by 8.0% compared with one year ago. Ultimately, this continual ‘tug-of-war’ between house-buying power and nominal house prices determines the fate of real house prices.”  The Best Markets For Residential Property Investors 2 days ago Where the Biggest Changes in Affordability Occurred Previous: House Meeting to Discuss LGBTQ Housing Discrimination ‘Long Overdue’ Next: Where Homeowners Are ‘Overstretched’ About Author: Seth Welborn Share Save Home / Daily Dose / Where the Biggest Changes in Affordability Occurred Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Demand Propels Home Prices Upward 2 days ago Affordability Home Prices House Buying Power 2019-10-29 Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribecenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Market Studies, News Tagged with: Affordability Home Prices House Buying Power Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago October 29, 2019 1,173 Views Sign up for DS News Daily Demand Propels Home Prices Upward 2 days agolast_img read more

Madras HC Denies Interim Relief To Cooperative Banks Against 2020 Ordinance Subjecting Them To RBI Supervision [Read Order]

first_imgNews UpdatesMadras HC Denies Interim Relief To Cooperative Banks Against 2020 Ordinance Subjecting Them To RBI Supervision [Read Order] Mehal Jain21 July 2020 1:33 AMShare This – xThe Madras high court on Monday refused immediate interim relief to cooperative banks which have challenged the Centre’s ordinance bringing them under the purview of the RBI.The two petitioners before Chief Justice A. P. Shah and Justice Senthilkumar Ramamoorthy are “some of the pioneers in Cooperative Banking in this country and their activities date back almost to a century”. They have…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Madras high court on Monday refused immediate interim relief to cooperative banks which have challenged the Centre’s ordinance bringing them under the purview of the RBI.The two petitioners before Chief Justice A. P. Shah and Justice Senthilkumar Ramamoorthy are “some of the pioneers in Cooperative Banking in this country and their activities date back almost to a century”. They have pitched up a challenge to the constitutional validity of certain Sections of the Banking Regulation Amendment Ordinance, 2020 promulgated on 26.06.2020 as being ultra vires the Constitution of India. It is alleged that, in addition to matters relating to “banking”, the Ordinance has given the RBI extensive jurisdiction over the Cooperative Banks even in those pertaining to “incorporation, regulation and winding up”, placing them at par with commercial banks: in aspects relating to share capital and access to funds, which is an essential facet of the very incorporation of the cooperative bank; in essential aspects of management of cooperative banks, which were previously governed by the concerned state legislations – voting rights, restrictions on persons who can be appointed as directors in the cooperative banks; audit obligations; etc.It is urged that the impugned Ordinance legislates on subject matters which are entirely beyond the legislative competence of the Union Parliament and cannot be presumed to be covered by Entries 43 and 45 of List I of the Seventh Schedule to the Constitution of India, in as much as the petitioners are Cooperative Societies. It is contended that, therefore, the impugned Ordinance amounts to impinging upon the rights of the Cooperative Societies to be governed exclusively by State framed law, which stands protected by virtue of Entry 32 of List II of the Seventh Schedule to the Constitution of India. The argument is that the incorporation, organization, regulation and functioning of the cooperative society by itself would not constitute the activity of Banking, which is managed as a business by the Cooperative Society and, therefore, the impugned Ordinance, which encroaches upon this field of legislation, is totally beyond the Ordinance making power of the Centre and parliamentary competence and hence, the Ordinance deserves to be struck down.Appreciating the ratio of the May 5 judgment of the SC 5-judge bench in the case of Pandurang Ganpati Chaugule, the division bench noted that prima facie the issue that has been raised is that the introduction of the impugned provisions of the Ordinance, whereby a substantial amendment has been made in Part V of the Banking Regulation Act, 1949, proceeds to bring about substantial changes that would affect the incorporation, regulation and winding up of Cooperative Societies, which in turn amounts to intruding upon the affairs of a Cooperative Society running a Cooperative Bank.The top court, on May 5, has held that the SARFAESI Act is applicable to cooperative banks. “The co­operative banks under the State legislation and multi­ State co­operative banks are ‘banks’ under section 2(1)(c) of the SARFAESI Act”, held the Constitution Bench. The Court rejected the argument that the 2013 amendment to the SARFAESI Act adding ‘multi-state cooperative bank’ in Section 2(1)(c)(iva) was a “colourable exercise of power”. The Court also upheld the 2003 notification issued under the Banking Regulation Act 1949 by which ‘co­-operative bank’ was brought within the class of banks entitled to seek recourse to the provisions of the SARFAESI Act. The 5-judge bench unanimously held that the Parliament had the legislative competence to bring cooperative banks under the ambit of SARFAESI Act. “We find that ‘banking’ relating to co­operatives can be included within the purview of Entry 45 of List I, and it cannot be said to be over inclusion to cover provisions of recovery by co-­operative banks in the SARFAESI Act”, the judgment stated.Before the High Court, the cooperative banks argued that the aforesaid decision clearly saves the laws relating to incorporation, regulation and winding up of Cooperative Societies, the subject matter whereof falls exclusively within the competence of the State Legislature and hence, any law, including the impugned Ordinance, trenching upon Entry 32 of List II of the Constitution of India is liable to be struck down, as it is totally beyond the competence of the Parliament and, therefore, also beyond the Ordinance making power of the Centre. It is urged that the judgment categorically holds that the affairs of a Cooperative Society running a Bank, other than its banking affairs, would continue to be controlled by law made by the State Legislature exclusively under Entry 32 of List II of the Seventh Schedule to the Constitution of India.Observations of the High Court”The Banking Regulation Act, 1949 is there in place to control the banking affairs and to that extent the judgment in the case of Pandurang Ganpati Chaugule also indicates that banks run by Cooperative Society are governed by Entry 45 of List I of the Seventh Schedule to the Constitution of India. The question is as to whether all the affairs of a Cooperative Society running a bank, which is incorporated under the State enacted Cooperative Societies Act, would also be governed by Entry 45 of List I of the Seventh Schedule to the Constitution of India?”, wondered the High Court.It further pointed out that “the issue is that if a Cooperative Society is carrying out only the business of banking, can it be said that all the affairs of such a Cooperative Society can be controlled by the law made under Entry 45 of List I, even if it overlaps the existing law which stands covered under Entry 32 of List II, and thereby make the State law redundant?”The division bench opined that the issue of incidental trenching would depend upon the concept of the existence of an entity as a Cooperative Society being so integral, and rather dissolved with its activity of Banking, so as to lose its very authority of governance in matters of incorporation, regulation and winding up and be overridden by a law made by the Parliament.”This interplay of the Entries, as explained by the Constitution Bench (in the May 5 ruling), leads to the debate from the expressions used in the judgment, as to whether a Cooperative Bank run by a Cooperative Society can continue to exist as an entity with the affairs of the society segregated and controlled in the aspects of incorporation, regulation and winding up by the law made by the State Legislature?”, the bench further reflected.The High Court was of the view that the ultimate answer would depend upon as to how far the impugned Ordinance proceeds to allegedly encroach upon such affairs of the Cooperative Society, which is running a Cooperative Bank, and as to whether the impugned provisions suffer from the vice of incompetence, and thereby ultra vires the Constitution of India.”The ambivalence of the constitutional provisions may have to be considered on the principles of the basic structure doctrine, involving constitutional federalism, and also to the extent of constitutional supremacy, which outlines the doctrine of separation and distribution of powers between its various organs, thereby ensuring to its citizens a rule under the Constitution, more particularly described as the Rule of Law”, opined the bench. It proceeded to observe that nonetheless the presumption of the constitutional validity of a law is a well known guiding principle, the barrier whereof has to be measurably calibrated before a certainty can be spelt out from the submissions raised on behalf of the petitioners.Having weighed the consequences, the bench found that for the grant of an interim relief “the sounding of a trumpet and war drums is sufficient to entertain a legal debate, the arbiter whereof is this Court”. However, it was their opinion that “unless there is an imminent tangible cause or evidence indicating actual invasion of the rights of the petitioner banks in running the affairs of the Society”, it would not be appropriate to consider the issue of interim relief at this stage.Accordingly, the division bench of the High Court left it open to be considered as and when any overt or covert act by the Central Government authorities or the Reserve Bank of India based upon the impugned provisions of the Ordinance actually impinges upon the functioning of the affairs of the Society, for which any appropriate material can be brought on record by the petitioner banks for such consideration.The bench granted 4 weeks’ time to the UOI and the RBI to file their replies.Click Here To Download Order[Read Order]Next Storylast_img read more

Storm Ophelia: Almost 150 Donegal customers without power

first_img Storm Ophelia: Almost 150 Donegal customers without power Pinterest By News Highland – October 17, 2017 Pinterest Facebook Google+ Loganair’s new Derry – Liverpool air service takes off from CODA Twitter Homepage BannerNews RELATED ARTICLESMORE FROM AUTHOR Facebook Nine til Noon Show – Listen back to Monday’s Programme center_img WhatsApp News, Sport and Obituaries on Monday May 24th Community Enhancement Programme open for applications WhatsApp Google+ Important message for people attending LUH’s INR clinic Approximately 300,000 people are without power this morning in the wake of Ophelia – almost 150 of them in Donegal.73 customers remain without power in Rosgeir – power is expected to be returned there at 1pm this afternoon.In Moville, 57 customers are without power this morning with a restoration time there of 5pm this evening.Meanwhile, there are 15 customers are without power in Derrybeg- it’s not yet clear when power will be restored there.Members of the public are being urged to stay away from fallen powerlines.Derek Hyland from ESB Networks has this appeal:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/10/dereck7am.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Twitter Previous articleStorm Ophelia: Council advising road users to remain cautious this morningNext articleSerious concern over high level of anti-social behaviour in Buncrana News Highland Arranmore progress and potential flagged as population grows last_img read more